Privacy Policy

At carivonthylo, we understand that your financial data requires the highest level of protection. This policy explains how we collect, use, and safeguard your personal information when you use our expense tracking platform.

Information We Collect

When you create a carivonthylo account, we collect essential information to provide our expense tracking services effectively. This includes your name, email address, and financial transaction data that you choose to import or manually enter.

Financial Data Protection

We employ bank-level encryption for all financial information. Your transaction data is processed securely and never shared with unauthorized third parties.

Our platform automatically collects certain technical information to improve your experience, including device type, browser information, and usage patterns within the application. This data helps us identify potential issues and enhance our service performance.

  • Account registration details (name, email, password)
  • Financial transaction data and expense categories
  • Device and browser information for security purposes
  • Usage analytics to improve platform functionality
  • Communication preferences and support interactions

How We Use Your Information

Your personal information serves specific purposes within our expense tracking ecosystem. We process your data to generate detailed spending reports, categorize transactions automatically, and provide personalized financial insights that help you make informed decisions.

Communication with users happens through your registered email address for important account updates, security notifications, and optional newsletters about new features. You maintain complete control over these communication preferences and can adjust them anytime through your account settings.

We analyze aggregated, anonymized usage patterns to understand how our platform performs across different user segments. This research helps us develop new features and improve existing functionality without compromising individual privacy.

Data Minimization Principle

We collect only the information necessary to provide our expense tracking services. No excessive data collection occurs, and we regularly review our data practices to ensure they align with this principle.

Information Sharing and Third Parties

carivonthylo operates under strict data sharing policies designed to protect your financial privacy. We never sell your personal information to advertisers, data brokers, or other commercial entities seeking to profit from your financial data.

Limited data sharing occurs only in specific circumstances essential for service delivery. Our secure banking connections use established financial data aggregation services that meet industry security standards. These partners access only the transaction information necessary to update your expense tracking records.

  • Secure banking connections through certified financial data providers
  • Cloud storage providers with comprehensive security certifications
  • Customer support tools that help resolve account issues efficiently
  • Legal compliance when required by Australian financial regulations

All third-party partnerships include contractual obligations that protect your data according to Australian Privacy Principles and international security standards. These agreements specify data handling procedures and prohibit unauthorized use of your information.

Your Privacy Rights Under Australian Law

As an Australian-based service, carivonthylo complies with the Privacy Act 1988 and Australian Privacy Principles. You possess comprehensive rights regarding your personal information that we actively support and facilitate.

Access to your personal information is available through your account dashboard, where you can view, download, or modify most data directly. For additional information requests, our privacy team responds within the legally required timeframes established by Australian law.

Right to Data Portability

You can export your expense data in standard formats (CSV, PDF) at any time through your account settings. This ensures you maintain control over your financial records even if you choose to use different services.

  • Access and review all personal information we hold about you
  • Correct inaccurate or outdated information in your profile
  • Request deletion of your account and associated data
  • Object to specific data processing activities
  • Receive copies of your data in portable formats

To exercise these rights, contact our privacy team at privacy@carivonthylo.com with your request. We verify your identity through security questions or account authentication before processing privacy-related requests.

Data Security and Protection Measures

carivonthylo implements comprehensive security measures that exceed standard industry practices for financial applications. Our infrastructure includes advanced encryption, secure data centers, and regular security audits conducted by independent cybersecurity firms.

All sensitive data transmissions use TLS 1.3 encryption protocols, while stored information receives AES-256 encryption protection. Multi-factor authentication options provide additional account security, and we monitor for suspicious activities that might indicate unauthorized access attempts.

Our development team follows secure coding practices and conducts regular vulnerability assessments to identify potential security risks before they affect user data. Employee access to personal information is restricted based on job responsibilities and requires additional authentication layers.

Incident Response Procedures

In the unlikely event of a data breach, we maintain detailed response procedures that include immediate containment, user notification within 72 hours, and coordination with relevant authorities as required by Australian law.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide expense tracking services and comply with legal obligations. Account data remains active while you use our platform, with automatic deletion procedures for inactive accounts after extended periods.

Financial transaction records are typically retained for seven years to comply with Australian taxation and business record requirements. However, you can request earlier deletion of specific information that isn't required for legal compliance.

  • Active account data retained while services are used
  • Transaction records kept for legal compliance periods
  • Marketing communications data deleted upon request
  • Technical logs purged after security analysis periods

When you close your carivonthylo account, we begin a 30-day deletion process that removes your personal information from active systems while maintaining required records in secure, isolated storage for compliance purposes.

International Data Transfers

While carivonthylo primarily operates within Australia, some technical services require limited international data transfers to maintain platform functionality. These transfers occur only with service providers that meet stringent privacy and security standards.

All international data transfers are protected through appropriate safeguards including standard contractual clauses, adequacy decisions, or certification schemes that ensure equivalent privacy protection regardless of data location.

Data Sovereignty Commitment

Your core financial data remains stored within Australian data centers subject to Australian privacy laws. Only anonymized, aggregated analytics data may be processed internationally for platform improvement purposes.

Cookies and Tracking Technologies

carivonthylo uses essential cookies to maintain your login session and remember your platform preferences. These technical cookies are necessary for basic functionality and cannot be disabled while using our expense tracking services.

Optional analytics cookies help us understand how users interact with different features, allowing us to identify popular tools and areas for improvement. You can control these cookies through your browser settings or our cookie preference center.

We don't use advertising cookies or tracking technologies that follow your browsing activities across other websites. Our focus remains on providing excellent expense tracking functionality rather than collecting unnecessary behavioral data.

Children's Privacy Protection

carivonthylo's expense tracking platform is designed for adults managing personal or business finances. We don't knowingly collect personal information from children under 18 years of age, and our services aren't intended for use by minors.

If we discover that a child's information has been collected without proper parental consent, we immediately delete this information and terminate any associated account. Parents or guardians who believe their child's information has been collected should contact us immediately.

Changes to This Privacy Policy

We review and update this privacy policy regularly to reflect changes in our services, legal requirements, or privacy best practices. Significant changes are communicated through email notifications and prominently displayed announcements within your carivonthylo dashboard.

Minor updates that don't affect how we collect or use your personal information may be implemented without individual notification, though we always maintain a changelog showing recent policy modifications.

Policy Version Control

Each privacy policy version includes an effective date and summary of changes. Previous versions remain accessible through our website to maintain transparency about our evolving privacy practices.

Privacy Questions and Contact Information

For questions about this privacy policy or your personal information, reach out through these channels:

Email: privacy@carivonthylo.com
Mail: Privacy Officer, carivonthylo
1 Bridge Rd, Mackay QLD 4740, Australia
Phone: +61 3 6331 6131

Last Updated: March 15, 2025
Effective Date: March 22, 2025